Extended enrollment window October 1 through October 21 for voluntary self-paid insurance options developed specifically for AMO members and applicants

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An extended enrollment window will re-open beginning October 1 for American Maritime Officers members and applicants, who will have the opportunity to enroll in a customized package of self-paid, optional and voluntary Aflac insurance policies at a group rate, developed at the request of AMO specifically for the benefit of the union's membership.

Additionally, AMO members and applicants are also eligible to purchase an individual disability policy and life insurance from well-known carriers that have vast experience working with professional mariners.

This extended enrollment period for voluntary member-paid insurance coverage will run from October 1 through October 21. AMO members and applicants may receive emails from AMO during this extended enrollment period.

The customized group-rate insurance options include: Critical Illness Insurance, Accident Coverage Insurance, and Guaranteed Issue Group Life Insurance. The group insurance options would not otherwise be commercially available to AMO members seeking similar coverage on an individual basis.

During this enrollment window, AMO members and applicants will have access to one-on-one sessions with BLS Financial Planning Consultants Jacalyn Murray and Craig Novek, and/or an Aflac Benefit Counselors, to review the insurance offerings and enable you to enroll in those solutions that meet your specific needs. This package of self-paid voluntary supplemental insurance benefits was arranged to provide coverage not available through the AMO Plans.

These customized self-paid insurance options are NOT benefits provided through AMO Plans. The AMO Plans offices will not be able to provide information about them.

Self-paid voluntary options available include:

  • BLS - Individualized Permanent and Term Life Insurance consultation with a financial planning professional
  • BLS - Individualized Long-Term Disability Insurance that would replace up to 60 to 65 percent of your salary, for up to 60 months of disability
  • Aflac - Term Life Insurance that is guaranteed issue for up to $25,000
  • Aflac - Critical Illness coverage with a benefit amount up to $30,000
  • Aflac - Accident coverage that provides benefits for off the job injuries

Payment for these voluntary insurance policies would be handled by you, independent of your employer or the union, with an ACH transaction through a payment facilitator.

If you are on sailing assignment during this window of time, opportunities for enrollment will be made available for a period of time afterward to accommodate your schedule.

Information regarding the Aflac group options is available on the AMO website (www.amo-union.org) and from benefit counselors:

For more information about the BLS Permanent and Term Life Insurance options and Individual Long-Term Disability Insurance, contact Jacalyn Murray at (954) 689-9499 or via .

Additional contact information regarding the supplemental policies is available on the AMO website: www.amo-union.org/insurance/SB-Contact.pdf.

Participation in these insurance policies is optional for any AMO member or applicant and the union itself has no direct involvement in and receives no financial return from membership participation in these self-paid policies.

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